Your Equipment. Our Capital. Unlimited Potential.
Coastal Capital Solutions helps businesses acquire the trucks, heavy equipment, farm machinery, and restaurant equipment they need — with fast approvals, competitive rates, and a partner who genuinely cares about your success.
90-Day Deferred Payments — Buy Now, Pay Later
Get your equipment today with no payments for 90 days. Seasonal payment plans also available for qualifying industries.
Approval Rate
Businesses Funded
Average Approval
Lending Partners
Financing Programs That Work for You
We understand that every business has different cash flow needs. That's why we offer flexible payment structures designed around your revenue cycle.
90-Day Deferred Payments
Get your equipment now and don't make your first payment for 90 days. Use this time to put your new equipment to work and start generating revenue before your first payment is due.
- No payments for the first 90 days
- Available on all equipment types
- New and used equipment eligible
- Combine with Section 179 tax savings
Seasonal Payment Plans
Your income is seasonal — your payments should be too. We structure payments around your revenue cycle so you pay more when business is booming and less during slow months.
- Payments aligned with your harvest or busy season
- Skip-payment months during slow periods
- Annual and semi-annual structures available
- Perfect for farming, construction & freight
Why Businesses Choose Coastal Capital
We're not just another lender. We're your financing partner — committed to finding the right solution for your unique situation.
90-Day Deferred Payments
Get your equipment today, start paying 90 days later. Use the time to generate revenue before your first payment is due.
Seasonal Payment Plans
Payments structured around your revenue cycle. Pay more during busy season, less during slow months.
Fast Approvals
Most applications are reviewed and approved within 24 hours. We know time is money in your business.
All Credit Considered
Good credit, challenged credit, startup businesses — we have programs for virtually every situation.
Personal Service
You'll work directly with a dedicated financing specialist — not a call center. We answer our phones.
Section 179 Expertise
We help you maximize your tax savings through Section 179 deductions on qualifying equipment purchases.
Industries We Serve
From the open road to the open kitchen, we finance the equipment that powers American business.
How It Works
Getting financed shouldn't be complicated. Our streamlined process gets you from application to funded — fast.
Apply Online
Complete our simple application in under 5 minutes. No obligation, no hard credit pull.
Get Matched
We shop your deal across 50+ lenders to find the best rates, terms, and payment structures.
Review & Sign
Review your personalized options — including deferred and seasonal payments — and sign electronically.
Get Funded
Receive your equipment and start growing your business. First payment not due for up to 90 days.
What Our Clients Say
Don't just take our word for it — hear from business owners who've partnered with Coastal Capital Solutions.
"Coastal Capital made financing my fleet expansion incredibly smooth. Approved in 24 hours, funded in 3 days. These guys actually care about your business."
Marcus R.
Fleet Owner, Texas
"Opening a second location seemed impossible until I found Coastal Capital. They financed all my kitchen equipment and walked me through every step."
Sarah L.
Restaurant Owner, California
"I needed an excavator fast to land a big contract. Coastal Capital got me approved and funded faster than any bank I've ever worked with."
James T.
Construction Contractor, Arizona
Ready to Grow Your Business?
Apply in under 5 minutes. No obligation, no hard credit pull. Get your equipment now with 90-day deferred payments available.